The steps that actually matter in the first hour, before you even think about repairs.
Before anything else, yours and anyone else involved. Call 911 if there's any injury, no matter how minor it seems in the moment.
If the vehicles are drivable and it's safe to do so, move out of traffic. If not, leave hazards on and stay clear of moving traffic.
Photos of both vehicles, the scene, and any visible damage, before anything gets moved, if it's safe to take the time.
Name, contact info, insurance details, and license plate with the other driver. Don't discuss fault at the scene, that's what the claim process is for.
Once you file a claim, remember: you choose where the car gets fixed, not your insurance company. Bring it wherever you trust.
Bring it in and we'll take a look, no obligation.
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